Insurance Claims Get Rejected, How We Can Help You Avoid It!

Insurance is not only about paying premiums and claim settlement. In reality, the claim stage is the most critical part, where many policyholders face surprises.

 

Common reasons claims are rejected, and how we guide our clients to avoid them:

 

1. Incomplete or Wrong Information

• If the policyholder leaves out important details or makes errors during application, insurers may reject the claim.
• We make sure all details are declared correctly from the start.

2. Exclusions in the Policy

• Every policy has exclusions (e.g., wear & tear, intentional damage, certain diseases).
• We help you understand clearly what’s covered and what’s not, no fine-print surprises.

3. Policy Not Active

• If premiums are not paid on time, the policy may lapse and claims won’t be valid.
• We remind and track your renewals in order to keep your policy inforce so that you continue to been protected.

4. Late Claim Notification

• Many claims fail simply because they are reported late.
• We assist you in reporting claims immediately, with proper documentation.

5. Insufficient Proof or Documentation

• Missing receipts, police reports, or medical reports may lead to rejection.
• We guide you step by step on what documents are needed and help compile them.

6. Not Following Policy Conditions

• Example: Driving without a valid license or not maintaining fire safety equipment.
• We brief you on key conditions to avoid unintentional breaches.

 

Our Added Value Services to You

Insurance is not just about buying a policy — it’s about having a reliable partner during a claim. We ensure your claims are filed promptly, correctly, completely, and the payments are fair and reasonable.

 

Contact us now for a free consultation:
1.) Mr. Chap : 012 – 286 1817
2.) Office : 03 – 2162 2515
3.) Email : insurance@edindings.com