What is a personal accident plan exactly? Personal accident (PA) policies are designed to protect individuals in the event of an accident. They typically provide compensation for injuries, disability, or death caused solely by violent, accidental, external, and visible events.

What is the TIPS? TIPS is a system established by the government to protect owners of takaful certificates and insurance policies from losing their eligible benefits if an insurer member fails and is unable to fulfill these benefits.

Medical inflation - the rising costs of healthcare services and treatments over time.

Focusing solely on premium cost may result in insufficient coverage or poor customer service.

The principles of insurance are foundational concepts that guide how insurance works. They are designed to ensure fairness, efficiency, and proper management of risk.

In 2024, Malaysia experienced over 9,000 fire incidents, with 56% of them occurring in homes.