What does Fire Insurance cover? The basic policy covers damages caused by:- fire, lightning, and explosion. Extended perils: storms and tempests, floods, riots, and even damages caused by smoke, and water or other extinguishing agents used to put out the fire.

Can I get medical or cancer insurance if I have had cancer? The answer is NO! Cancer is classified under one of the ”Specific Illnesses” and is subject to a 120-day waiting period and will only take effect after 120 days from the date of the policy. “ Get your medical insurance now before it’s too late !!! “

If you or your authorized driver is driving without a licence:- There is NO coverage under motor, personal accident, or group personal accident insurance policies. It was clearly stated under the General Exclusion Clauses of any of the policies. You are not eligible and the claim will be repudiated/rejected.

There can be dire financial consequences when your car is stolen, especially if the sum insured is below the market value or the loan balances. What if the compensation amount is lower than the Market Value? You can file an appeal letter to your insurer with the relevant documentation to justify your appeal...

Auto-renew is the easy way out for most people year after year. However, if you take the time to review, you may get a better deal somewhere or address your changing needs. Some of the crucial things you need to think about are...

Damage to your vehicle and third-party injury/damages involved in road accidents would very likely be more costly than the premiums paid for. What type of coverage do you need? The two (2) common types are...