We can’t predict when a natural disaster will happen. Types of home insurance available in Malaysia: a) Fire Policy The most common type of home insurance. It covers costs for losses and damages to residential property (excluding...

• To protect against financial losses resulting from lawsuits or physical damages to property/assets. • Costly damages/repair if a disaster strikes. • Continue to enjoy peace of mind in carrying out daily business.

Thanks to inflation !!! Prices are constantly rising year by year including medical costs. In fact, medical inflation is often higher than the hike in prices of other goods and services.

What does Fire Insurance cover? The basic policy covers damages caused by:- fire, lightning, and explosion. Extended perils: storms and tempests, floods, riots, and even damages caused by smoke, and water or other extinguishing agents used to put out the fire.

Can I get medical or cancer insurance if I have had cancer? The answer is NO! Cancer is classified under one of the ”Specific Illnesses” and is subject to a 120-day waiting period and will only take effect after 120 days from the date of the policy. “ Get your medical insurance now before it’s too late !!! “

If you or your authorized driver is driving without a licence:- There is NO coverage under motor, personal accident, or group personal accident insurance policies. It was clearly stated under the General Exclusion Clauses of any of the policies. You are not eligible and the claim will be repudiated/rejected.